Monday, August 11, 2014

High Heels and Horse Poop




Many years ago before we were Realtors®, my husband and I once found ourselves in a horse pasture with a real estate agent who wore high heels and hose.  Understandably, she was reluctant to walk through the pasture to see the barn with us, even though we loaned her our bug spray!  Nor did she volunteer to ride along in the seller’s dirty pick-up truck to see the property line boundaries.

This incident made us ask why there weren’t more farm and ranch Realtors® who knew something about farm and ranch properties, and were well-prepared to show (or list) them.  That began our mission to provide buyers (and sellers) with informed farm and ranch property real estate advice.



We know the difference between a barn and a workshop.  If there is concrete in a barn, we know where it belongs.  We understand fencing choices for different animals and why they are so important.  We can tell the difference between pasture grass and scrub.  We bring our muck boots and, if needed, our 4WD truck.


We also understand the mindset that the well-being of your animals is often more important than having the latest bells and whistles in your own housing.  Or that you look at flood plains before price tags.  We know the difference between dirt and soil.


The reason we know and care about all this is because we have been hobby farmers and horse owners for most of our lives; and the things that matter to you matter to us.


If you’re looking for a farm and ranch Realtor ® (or two, since we often function as a team), we promise to show up ready, willing, and able to do the job.  And that’s no bull!

Marianne Smith
Realtor®
(cell) 615-517-6560
J.R. Hobbs & Sons Real Estate
Since 1909
229 W. Main Street, Lebanon, TN
(office) 615-444-1663
www.jrhobbsrealty.com
marianneattheranch@gmail.com

Tuesday, July 1, 2014

Defining Home


Real Estate is, of course, a business.  And buying and selling real estate is usually a major financial transaction for most of us.  Sometimes it is purely for investment.  But MOST of the time, real estate is about home.


And what is home?  Home is more than how many bedrooms and bathrooms.  It is more than which neighborhood has the best schools.  Surely it is more than square footage and bonus rooms.


Sometimes it is about what is available in a pinch after selling your present home.  But even then, and maybe especially then, I contend that home is about a particular kind of space.


Home is where you feel the most comfortable, where you can be your truest self.  Home is where you relax with your family and friends, and where ease flows freely most of the time.  Your home should reflect who you are, and should make you insanely comfortable.


Have you considered the type of home you feel most comfortable in?  If you have a spouse, children, or parents living with you, you may have some compromises to make.  But I always advise choosing the home that just feels right to you.  You walk in and say, “YES!  I could definitely live here!”  Not “YES, I should live here!”  Let go of the “should” voices and just consider the type of space that makes you feel joy.


Do you like log homes or more elegant structures?  Brick or siding?  Need a fireplace?  If so, gas or electric?  Gourmet kitchen or a more spacious living room?  Every choice is about how you prefer to live, though we all have a budget.  And while most homes aren’t perfect, if you know what you’re after you can get deliriously close to perfection.


I bet some of you are thinking:  “But my spouse and I just want such different things.”  If you will spend some time together exploring what each of you needs, you will likely find a compromise that will work.  My husband and I have worked through this process, and have been surprised that we have found several options on the market that we both like.  We have very different tastes, but we both know what “home” feels like as a couple.


Sometimes you learn what home feels like by living in a lot of places that do NOT feel like home.  You also learn what your “must haves” are this way.  Sometimes “must haves” change with age and your situation, but your sense of home usually remains true.


I’d really encourage you to spend time in as many different types of homes as you can, whether visiting friends and relatives, or maybe staying in B and B’s on vacation.  If you’re not sure what your sense of home is, this is a great way to find out what kind of environment makes you feel safe and happy.


Choosing the right home is one of the most important decisions you will ever make.  Spend some time to make sure you know what you are looking for.  A good Realtor® can ask questions to help get you there, but it helps if you can readily access that idea of what home looks and feels like to YOU.  It’s time and energy well-spent.


Wishing you happy home-shopping!  Please let me know if I can help you.

Marianne Smith
Realtor®
(cell) 615-517-6560
J.R. Hobbs & Sons Real Estate
Since 1909
229 W. Main Street, Lebanon, TN
(office) 615-444-1663
www.jrhobbsrealty.com
marianneattheranch@gmail.com

Wednesday, June 11, 2014

How Not to Pick a Realtor®



Recently I lost a listing because the seller decided to throw a bag of chips into the air and make her decision.  If it landed face up, I had the listing; face down, well, you get the picture.  I think this was a stress reaction because she said she simply could not make up her mind between the two listing agents she was considering.  She said we were in “a dead heat.”


I met a man the other day who told me that his wife picked their Realtor® based on age.  She wanted someone young that she could relate to.  She would not consider anyone even five years older than she was.  While this made more sense than flipping a bag of chips, it seems to me that there may be more to it than this.


How about picking someone based on their market knowledge and experience?  Perhaps even on how well they prepare for your listing presentation?  Are they professional?  On-time?  Friendly and enthusiastic?  Do they think well on their feet?  Do they seem to have your best interests at heart?  Are they willing to spend some time with you to determine your needs and wants?  Are they asking about how often you would like updates, and in what format?


And bottom line:  Do you feel comfortable with this person?  Buying or selling a home is often a very personal and stressful journey.  You need to be able to confide in this person and know they will treat your information and you with respect.  Trust your gut here; this is important.  It’s ok if you got a referral from a friend to try their brother-in-law’s second cousin once-removed, but do be sure they meet the criteria to get the job done well.

Would love to hear your thoughts, if you'd like to comment!


Marianne Smith
Realtor®
(cell) 615-517-6560
J.R. Hobbs & Sons Real Estate
Since 1909
229 W. Main Street, Lebanon, TN
(office) 615-444-1663
www.jrhobbsrealty.com
marianneattheranch@gmail.com

Wednesday, March 10, 2010

Buyers Should Consider Prepaying Mortgage


I do realize that in the present economy many of us are in pretty dire straits. But there are a few who are not. This article is for them. It is also great advice that I wish I were in a position to follow!


Should home buyers with sufficient cash pay down their mortgages or put the extra money in investments or savings?


Financial experts say the choice depends on the home buyer's employment prospects, current savings, and investable assets.


If life looks a little uncertain, they advise putting the money in a safe place, like a savings account. But for people with more stable financial situations, paying down the mortgage can be a great investment, often providing a better return than a savings account.
Source: Washington Post, Ilyce R. Glink and Samuel J. Tamkin (2/27/2010)
Please contact us for help with your real estate needs:
The NO BULL Team
Marianne and Dwayne Smith
615-517-6560 or 615-509-2428
Affiliated with Keller Williams Realty, Hendersonville, TN, 615-822-8585
Each office is independently owned and operated.

Tuesday, February 2, 2010

Interest Rates on 30 Year Fixed at 4.98%


Mortgage interest for the past week held fairly close to the previous week's rates, reports Freddie Mac. Average interest on 30-year fixed loans slipped a notch to 4.98 percent from 4.99 percent and was down from 5.10 percent a year ago. While still higher than the historic lower of 4.71 percent established in early December, long-term mortgage rates have hovered around a very favorable 5 percent thanks to the Federal Reserve's mortgage-backed securities program meant to keep rates low and make home buying more affordable. The central bank's policymaking committee confirmed on Jan. 27 that it will keep rates near those record lows in order to prop up the economy; but it still plans to terminate the program at the end of March.
[SOURCES: Freddie Mac; Information, Inc.]
If you're thinking of buying or selling, please consider meeting with us for a no obligation consultation. Low interest rates and the extension of the home buyers' credit make for a great buying/selling opportunity.
The NO BULL Team
Marianne and Dwayne Smith
615-517-6560 or 615-509-2428
Or Office 615-822-8585
Keller Williams Realty, 100 Bluegrass Commons, Ste. 2100, Hendersonville, TN, 37075
Each office is independently owned and operated.

Thursday, January 28, 2010

Top Ten Must-Have Features In Today's New Homes


By Steve Kerch
RISMEDIA, January 25, 2010—(MCT)—Americans want smaller houses and they are willing to strip some of yesterday’s most popular rooms—such as home theaters—from them in order to accommodate changing lifestyles, consumer experts told audiences at the International Builders Show.
“This is a traumatic time in this country and the future isn’t something we’re 100% sure about now either. What’s left? The answer for most home buyers is authenticity,” said Heather McCune, director of marketing for Bassenian Lagoni Architects in Park Ridge, Ill. Buyers today want cost-effective architecture, plans that focus on spaces and not rooms and homes that are designed ‘green’ from the outset,” she said. The key for home builders is “finding the balance between what buyers want and the price point.”
For many buyers, their next house will be smaller than their current one, said Carol Lavender, president of the Lavender Design Group in San Antonio, Texas. Large kitchens that are open to the main family living area, old-fashioned bathrooms with clawfoot tubs and small spaces such as wine grottos are design features that will resonate today, she said. “What we’re hearing is ‘harvest’ as a home theme—the feeling of Thanksgiving. It’s all about family togetherness—casual living, entertaining and flexible spaces,” Lavender said.
Paul Cardis, CEO of AVID Ratings Co., which conducts an annual survey of home buyer preferences, said there are 10 “must” features in new homes:
1. Large kitchens, with an island. “If you’re going to spend design dollars, spend them where people want them—spend them in the kitchen,” McCune said. 2. Granite countertops are a must for move-up buyers and buyers of custom homes, but for others “they are on the bubble,” Cardis said.
3. Energy-efficient appliances, high-efficiency insulation and high window efficiency.Among the “green” features touted in homes, these are the ones buyers value most, said Cardis. While large windows had been a major draw, energy concerns are giving customers pause on those. The use of recycled or synthetic materials is only borderline desirable.
4. Home office/study. People would much rather have this space rather than, say, a formal dining room. “People are feeling like they can dine out again and so the dining room has become tradable,” Cardis said. And the home theater may also be headed for the scrap heap, a casualty of the “shift from boom to correction.”
5. Main-floor master suite. This is a must feature for empty-nesters and certain other buyers, and appears to be getting more popular in general. That could help explain why demand for upstairs laundries is declining after several years of popularity gains.
6. Outdoor living room. The popularity of outdoor spaces continues to grow, even in Canada. The idea of an outdoor room is even more popular than an outdoor cooking area, meaning people are willing to spend more time outside.
7. Master suite soaker tubs. Whirlpools are still desirable for many home buyers, but they clearly went down a notch in the latest survey. Oversize showers with seating areas are also moving up in popularity.
8. Stone and brick exteriors. Stucco and vinyl don’t make the cut.
9. Community landscaping, with walking paths and playgrounds. Forget about golf courses, swimming pools and clubhouses. Buyers in large planned developments prefer hiking among lush greenery.
10. Two-car garages. A given at all levels; three-car garages, in which the third bay is more often than not used for additional storage and not automobiles, is desirable in the move-up and custom categories.
(c) 2010, MarketWatch.com Inc.
Distributed by McClatchy-Tribune Information Services.
RISMedia welcomes your questions and comments. Send your e-mail to:mailto:%20realestatemagazinefeedback@rismedia.com.

Wednesday, December 9, 2009

We Caravan For You !


Every Tuesday Dwayne and I join our fellow Keller Williams agents and go "on caravan" to tour the newest Keller Williams listings. Why does that matter to you? It matters because it means that we are previewing the best listings just as they are coming on the market. It matters because it means that we are up to date on the current pricing for homes in this market. It matters because it exposes us to the widest spectrum of properties and hones our ability to critically evaluate a property in terms of the current market for our buyers and sellers. We caravan for you every Tuesday! And if you list with us, our fellow Keller Williams agents will be getting a look at your property just as it comes on the market. And one of our agents may already have your buyer!


We're working to expand our business, and we need your help! Please give The NO BULL Team a call and let us help with all your real estate needs!
Marianne and Dwayne Smith
The NO BULL Team
Keller Williams Realty, Hendersonville, TN
615-509-2428
615-517-6560
615-822-8585
email: nobullteam@kw.com
http://www.therealestatecowgirl.com/
http://www.nobullteam.com/